[ITmedia ビジネスオンライン] ダイナースが「24種の新サービス」を一挙投入 競争激化する富裕層カード市場に対応

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The first thing is what it tells us about who J. D. Vance is. The bank teller story—how ATMs were predicted to increase bank teller unemployment, but in fact did not—isn’t a story you’ll hear from politicians; in fact, for a long time, Barack Obama would claim, incorrectly, that ATMs had decreased the number of bank tellers, in order to suggest that the elevated unemployment rate during his presidency was due to productivity gains from technology. I’ve never heard a politician cite the bank teller story before: but I have seen the bank teller story cited in a lot of blogs. I’ve seen it cited, for example, by Scott Alexander and Matt Yglesias and Freddie deBoer; and I’ve heard it, upstream of the humble bloggers, from such fine economists as Daron Acemoglu and David Autor. The story of how ATMs didn’t automate bank tellers is, indeed, something of a minor parable of the economics profession. You can see it encapsulated in this wonderful graph from the economist James Bessen:

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After Labour’s catastrophic Gorton and Denton byelection result, the chancellor’s future, along with that of the prime minister, is on the line, as backbench MPs fret about the party’s electoral prospects.

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吴鹏,专栏作家,多年从业经验,致力于为读者提供专业、客观的行业解读。